Mubite Review 2026: Rules, Fees, Payouts and Is It Legit?

By the PropRubric Research Team · Last verified: 23 October 2026 · Checked against each firm’s own terms

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crypto-first🇨🇿 Czechia

from $44daily 3–5%max 8–10% mixed by plansplit 70–80% → up to 90%max funding $200K

6.6PropRubric scoreVisit Mubite →

CodePROPRUBRIC30% off 30% off your first Mubite purchase (not valid on Nitro) · how to use the Mubite code

Mubite ranks #8 of 18 crypto-first and on-chain firms on PropRubric's list of the best crypto prop firms. It also appears on the lists of free crypto prop firm challenges, trials and competitions, crypto prop firms for UK traders and highest-leverage crypto prop firms.

Mubite is a Prague crypto prop firm that sells instant funding beside one-step, two-step and pay-after-you-pass Nitro challenges on Bybit or the Cleo platform, priced from $44 at list.

Mubite pays 80% to 90% of simulated profits on demand for the first challenge payout and every 14 days after. Yes, Mubite is a legitimate, operating crypto prop firm: its footer names Mubite s.r.o. with a Czech company number, its rules are on one page, and reviewers describe payouts. Against the firm, its Trustpilot rating is withheld after fake reviews were removed and Forex Peace Army carries a fake-review notice of its own.

The firm’s accounts are demo accounts by its own footer, and its daily limit is 5% of equity on the Two-Step, 4% on the One-Step and 3% of balance on Nitro. The maximum floors are static on the Two-Step, One-Step and Nitro, and funded payouts pass a “Funded Score” that the FAQ on consistency does not mention.

The terms name Iran, North Korea and Myanmar as prohibited, and the rulebook caps realised loss per trade at 3% of equity on every account, a cap few crypto prop firms set. Compare it with all crypto prop firms PropRubric tracks before you choose.

What is Mubite?

Mubite is a crypto prop firm that sells four programmes on a Bybit account or the Cleo platform with 1:100 leverage, and pays 80% to 90% of simulated profits. The four are Instant Funding from $625 to $100,000, one-step and two-step challenges from $5,000 to $200,000, and Nitro from $10,000 to $100,000. Mubite s.r.o., company number 23221551 at Školská 660/3 in Prague, is named in the site footer, while the terms’ overview names “Mubite ltd.” as the provider.

Both the footer and the terms describe the accounts as “simulated demo accounts using live market data” on which “no client funds are traded on live markets”. The homepage sells “no hidden rules” and on-demand payouts above that footer, and the firm’s review profiles carry two notices.

Trustpilot has withheld the rating after removing fake reviews, and Forex Peace Army posted in April 2026 that “a number of fake and highly suspicious positive reviews have been submitted for Mubite”.

How does Mubite work?

Mubite’s cycle has four steps, and each step is set out in the firm’s rules page and FAQ.

1. Buy a programme priced from $44 at list, and set up Bybit or Cleo as the platform: Instant Funding (no evaluation) from $625, the One-Step or Two-Step Challenge from $5,000, or Nitro (one phase, $19.90 to start and an activation fee after passing) from $10,000.
2. Pass the profit target of 10% (one-step), 10% then 5% (two-step) or 5% (Nitro) within the daily limit, the static floor and the 3% per-trade cap, over the minimum trading days the programme sets; Instant Funding has no target.
3. Verify your identity after passing the challenge, before the funded account is activated.
4. Request a payout on demand once the funded account is in profit, then every 14 days, once the Funded Score for your programme is met.

The step most buyers misread is the fourth, because the FAQ says there is no consistency rule, and the next section reads the Funded Score page beside it.

Does Mubite have a consistency rule?

Yes, Mubite applies a Funded Score at the funded stage. No single day’s profit may equal or exceed 25% of total funded profits on Instant Funding, 30% on the One-Step Challenge or 40% on the Two-Step Challenge, while its FAQ on consistency rules says it “does not enforce any consistency rules during Challenge phase”. Both statements are true of different stages, and the one that decides a payout is the Funded Score, which pauses withdrawals until more profit lowers the best day’s share and resets with every payout cycle.

A Trustpilot reviewer described a funded $50,000 account in January 2026 whose payout was approved at 10% with the rest reset under a concentration clause after the reviewer had met the score once. The firm’s replies on the same profile to that reviewer address a second, later case rather than that one.

The score’s arithmetic is the firm’s own: on a one-step account with $10,000 of profit and a $5,000 best day, the trader needs $6,667 more before the best day falls to 30% and withdrawals reopen, and the counter restarts at zero after each payout. Mubite’s instant route is compared with the other no-evaluation accounts on the list of instant funding crypto prop firms, where the Funded Score’s 25% threshold is the strictest.

How much does a Mubite challenge cost?

Mubite programmes cost $44 to $4,999 at list, from the $625 Instant Funding account to the $100,000 one at the 70% split, with add-ons that raise the split, widen the floor and remove the day minimum. Of the four programmes, Nitro alone is priced in two parts, $19.90 to start and $81 to $641 after passing.

Values from each firm's own pages, checked by PropRubric

Three add-ons exist, and three price notes apply. The add-ons are “Keep 90% instead of 80%”, “Max loss increased by 2%” and “No Minimum Trading Days” at plus 10%, with Instant Funding sold at 70% or, with its own add-on, 80% (from $270 at $5,000). The first price note is the discount: an “up to 30% off” banner applies to Instant Funding and the challenges alike, and the list prices above are the ones recorded.

The second note is the refund: the two-step fee is refunded in full with the first profit split from the funded account, the one-step and Instant fees are not, and any fee is refundable within 7 days of registration only when no trade was placed.

The third note is a rule cost: the “13 days” the rules page shows for the two-step minimum and the “10 days” the pricing table shows are both the firm’s figures, and the add-on removes either.

Nitro is priced in two parts: $19.90 now for one attempt, then an activation fee after passing, $81 at $10,000, $211 at $25,000, $390 at $50,000 and $641 at $100,000. The activation fee is due within a set number of days of passing, or the passed evaluation expires and the $19.90 is not refunded, and the pricing page says discount codes cannot be used on Nitro.

What does Mubite cost per $10,000 of funding?

Mubite costs $109.90 per $10,000 of funding on the $200,000 Two-Step Challenge and $999.80 on the $100,000 Instant Funding account, computed as the list fee plus one reset at the same price, divided by the account size in $10,000 units. Nitro costs $68.08 per $10,000 at $100,000 on the same formula, because a failed attempt costs only the $19.90 entry: $660.90 in full plus one $19.90 retry.

Instant Funding costs 3.5 times the two-step per $10,000 at $5,000 and 6.9 times at $100,000 because it skips the evaluation and starts at a 70% split, and the two-step’s refundable fee makes its net cost zero after the first profit split. The floor decides whether any fee is recovered, and the rules are the next section.

What are Mubite’s trading rules?

Mubite’s trading rules are a daily limit on equity of 5% on the Two-Step and 4% on the One-Step, 3% of balance on Nitro, a static floor widened by a paid add-on, and a minimum number of trading days on the challenges. The rules add a 3% realised-loss cap per trade, a Funded Score when funded, bots allowed and cross-account hedging or mirroring banned. The three sections below cover those rules: the drawdown limits, the restrictions and the instruments.

What are Mubite’s drawdown limits?

Mubite allows a 5% daily drawdown on the Two-Step and 4% on the One-Step Challenge, and a maximum drawdown of 8% on the Two-Step and 6% on the One-Step, or 10% and 8% with the paid add-on that adds 2%. The rules page says “Your daily drawdown moves with your equity; your maximum drawdown stays fixed for the whole evaluation”, so the maximum floor is static from the starting balance.

Instant Funding sets its maximum drawdown at 10% from the start and locks it once, at 5% below equity, when equity first reaches +5%. Nitro, the one-phase plan, allows 3% of balance a day and a 5% maximum below the starting balance, with a 5% target and no time limit.

The base floor without the add-on is 2% tighter than the “up to” figure the cards show, and the firm’s own add-on text, “Max loss increased by 2%”, is the source for that arithmetic. The daily limit and the per-trade cap sit beside that floor as two different rules on one account, and the difference is worked through on the page about daily drawdown in crypto prop challenges.

Which trading restrictions does Mubite have?

PropRubric checks twelve restriction rules at Mubite, and the firm publishes eleven; the daily reset time is the one it does not.

The one-registration rule is the restriction behind the firm’s second detailed Trustpilot dispute: a $9,000 payout was denied in September 2026 over two registrations under one identity, and the firm refunded the fee without paying the profit.

What can you trade at Mubite, and with how much leverage?

You can trade crypto on a Bybit account or on the Cleo platform at Mubite, at up to 1:100 on all crypto assets. Bybit accounts trade on Bybit’s market conditions, while Cleo accounts trade on live Binance market data, with Cleo modelling spreads, slippage and depth; the platforms page lists 600+ USDT futures markets on Bybit and 360+ on Cleo.

The 1:100 leverage is among the highest in PropRubric’s census, and it sits beside a 3% realised-loss cap per trade that makes full leverage unusable without a tight stop.

How do Mubite payouts work?

Mubite pays 80% of profits, rising to 90% with the add-on, 80% on Nitro, and 70% or 80% on Instant Funding, in USDC on Ethereum, by bank transfer or in Mubite Points, from $50. The first payout comes on demand once a challenge account is funded and in profit, or 14 days after the first trade plus a 5% profit milestone on Instant Funding. Later payouts come every 14 days, once the Funded Score is met.

Three payout conditions apply, and the third is the one to read twice. Firstly, identity verification has to be complete before the first payout request. Secondly, the Funded Score has to be met at the request, with the best day under 25%, 30% or 40% of the cycle’s profit. Finally, the score resets with each payout, so a large day in a new cycle blocks the next withdrawal until the cycle’s other days outweigh it, and the terms’ concentration clause let the firm approve one reviewer’s payout at 10% with the balance reset.

Payout Junction, which counts only payouts matched to a public blockchain wallet, did not list Mubite at PropRubric’s last check. The split, the rail and the proof are compared across every firm on the page about how crypto prop firm payouts work.

Who can trade with Mubite?

Mubite accepts US residents on Cleo, and its terms (§11.6) prohibit Iran, North Korea and Myanmar by name. PropRubric records US access as partial because the FAQ lists the United States among the countries Bybit does not serve and says “Traders from these regions should use Cleo to join Mubite challenges.”

The terms name only those three prohibited countries, subject to updates, and they require the declared residence and billing details to be accurate and rely on them for payouts, which is the clause the firm cited in its September 2026 denial.

Mubite’s FAQ has a page on which countries Bybit serves, which matters because the Bybit challenge runs in the trader’s own Bybit environment.

Is Mubite legit?

Yes, Mubite is a legitimate, operating crypto prop firm. The evidence is that its footer names Mubite s.r.o. with a Czech company number and address, its rules are on one page, and reviewers on three platforms describe payouts. The two cautions PropRubric found beside that evidence are fake-review notices on both of its review profiles, and two detailed disputes in which a payout was reduced or denied under clauses the marketing pages do not mention.

• Status: active at PropRubric’s last check.
• Operator and jurisdiction: Mubite s.r.o., ICO 23221551, Školská 660/3, Praha 1, Czech Republic, per the footer; the terms’ overview names “Mubite ltd.”; the footer says the firm offers no investment service under the Czech Capital Market Undertakings Act.
• Operating since: 2024; the Trustpilot profile was claimed in October 2024 and the earliest reviews there date from November 2025.
• Payout evidence: none published; reviewers report a 50 USDT payout within 24 hours (July 2026); absent from Payout Junction at PropRubric’s last check.
• Complaint signal: Trustpilot showed “rating unavailable due to a breach of our guidelines” with the notice “We’ve removed a number of fake reviews for this company”, 63 reviews, at PropRubric’s last check; Forex Peace Army rated 4.08 from 6 reviews with a notice dated April 2026 about fake positive reviews; two detailed one-star reviews describe a payout approved at 10% (January 2026 events) and a $9,000 payout denied (September 2026), each with a firm reply.
• Contradictions found: “no consistency rules” against the Funded Score; 13 against 10 minimum days; “Mubite ltd.” against “Mubite s.r.o.”; a reviewer’s account of a system approval email sent within an hour of a refusal.
• Named people: “Sebastian” is named by a reviewer as management, and a chief technology officer is referenced, neither on a firm page; the firm’s replies are unsigned.

A firm’s rules and status change over time, so the last question is what has changed at Mubite recently.

What has changed at Mubite?

Mubite’s change log holds 15 rows: one firm-side change (the pay-after-you-pass Nitro plan), 6 PropRubric corrections of its own record (the drawdown type, the execution description, US access, two Instant sizes, the fee refund and the KYC timing) and 8 additions. The additions include the two-step minimum trading days conflict, read as 10 on the pricing table and 13 on the rules page and recorded both ways until the firm’s pages agree.

Date	Firm	What changed	Source
23 Oct 2026PropRubric addition	Mubite	Challenge prices Instant Funding from $1,250 at $79 → Instant Funding from $625 at $44 not a rule change.	mubite.com
23 Oct 2026Firm change	Mubite	Challenge models instant funding · 1-step · 2-step → instant funding · 1-step · 2-step · Nitro (pay after you pass) Firm change: Mubite added Nitro, a one-phase challenge paid in two parts, $19.90 to start and an activation fee of $81 to $641 after passing, depending on the size.	mubite.com
13 Oct 2026PropRubric correction	Mubite	KYC timing before the first payout (terms §11 KYC/CDD/EDD); declared residence and billing details must match → after passing the challenge, before the funded account is activated (individuals: government ID + proof of address; KYB for entrepreneurs/companies); must also be complete before any payout; declared residence and billing details are relied on for payouts	mubite.com
13 Oct 2026PropRubric correction	Mubite	Fee refund two-step fee refundable after funding (pricing table "refundable fee"); any fee refundable within 7 days of registration only if no trade was placed (terms §19.6) → two-step fee 100% refunded with the first profit split from the funded account; one-step and instant fees non-refundable; any fee refundable within 7 days of registration only if no trade was placed (terms §19.6) The 2-Step fee comes back with the first profit split, not at funding; 1-Step and Instant fees are non-refundable.	mubite.com
13 Oct 2026PropRubric addition	Mubite	Payout terms first payout: on demand after verification; frequency: every 14 days after the first; method: not published (reviewers: USDT); conditions: Funded Score met → first payout: One-/Two-Step: on demand once funded and in profit; Instant: 14 days after the first trade plus a 5% profit milestone; frequency: every 14 days after the previous payout; method: USDC on Ethereum (ERC-20), bank transfer, or Mubite Points; min usd: 50; per request cap: 5% of account size per request (excess rolls over); no lifetime cap; speed: typically 24-48 hours after the request; conditions: Funded Score met; all positions closed; KYC completed Mubite's FAQ publishes payout methods (USDC on Ethereum, bank transfer or Mubite Points), a $50 minimum, 24–48 hour processing and a 5%-of-account cap per request; we cannot tell whether these answers are new.	mubite.com

15 logged changes at Mubite, the 5 newest above; every row is in the log of crypto prop firm rule changes

Every change at every firm, with the same columns, is in the log of crypto prop firm rule changes, and the Bybit environment Mubite uses is compared with the sub-account and demo-account models on the page about Bybit crypto prop firms.

What are the alternatives to Mubite?

Three firms differ from Mubite on its weakest attributes, the two review-integrity notices, the Funded Score and the day minimum, and each card names the difference.

• Klein Funding: Bybit or Cleo with no minimum days and a Stability Score on the Bybit plans only, from $35.63; a Delaware firm whose Trustpilot rating is withheld as well.
• HyroTrader: a Trustpilot score of 4.0 from 229 reviews, a Zero-Step with a one-day minimum and a profit-distribution cap of 40% of the profit target per day on One-Step and Two-Step that ends at funding, from $59.
• Bitfunded: instant funding with a Trustpilot score of 4.3 from 206 reviews, from $79; a UAE firm with identity checks at $10,000 of profit.

PropRubric’s ranking of the best crypto prop firms scores every firm on the same five criteria, set out in how PropRubric verifies crypto prop firm rules, and the cards above are where Mubite’s three weak attributes are absent.